Cashless Treatment of Road Accident Victims Scheme, 2025

08.05.2025

Cashless Treatment of Road Accident Victims Scheme, 2025

Why in the news?                        

           The Government of India recently launched a groundbreaking cashless treatment scheme for road accident victims across the country, ensuring swift and hassle-free medical care for those affected.

About Cashless Treatment of Road Accident Victims Scheme, 2025:

• Under the scheme, any individual injured in a road accident involving a motor vehicle on any public road in India will be eligible for cashless medical treatment at designated hospitals.
• The maximum benefit under the scheme is capped at Rs 1.5 lakh and is valid for up to seven days from the date of the accident.
• Treatment at hospitals that are not designated under the scheme will be limited to stabilisation measures, as further detailed in the scheme's guidelines.
• To ensure seamless execution, the National Health Authority (NHA) will serve as the coordinating agency.
  • It will work in collaboration with the police, hospitals and respective State Health Agencies to operationalise the scheme effectively.

• The State Road Safety Council in each state and Union Territory will act as the nodal agency responsible for the scheme's implementation within their jurisdiction.
  • This includes coordinating with the National Health Authority for the onboarding of designated hospitals, the treatment of victims, payment processes to hospitals, and other related matters through a dedicated portal.

• A 17-member steering committee headed by the road transport secretary will monitor the implementation of the scheme.

                                            Source: Livemint

Consider the following statements regarding Ghassem Basir Missile, recently seen in the news:

Statement-I: The maximum benefit under the scheme is capped at Rs 2.5 lakh and is valid for up to ten days from the date of the accident.

Statement-II: The State Road Safety Council in each state and Union Territory will act as the nodal agency responsible for the scheme's implementation.

Which one of the following is correct in respect of the above statements?

A.Both Statement-I and Statement-II are correct, and Statement-II is the correct explanation for Statement-I.

B.Both Statement-I and Statement-II are correct, and Statement-II is not the correct explanation for Statement-I.

C.Statement-I is correct, but Statement-II is incorrect.

D.Statement-I is incorrect, but Statement-II is correct.

Answer D